A total of 1,749 publications in 6 databases (Emerald, ProQuest, Science Direct, Scopus, Web of Science and Google Scholar) were identified.
The justification for this article is the need to deepen the study of FinTechs, to identify how the theories of administration are currently trying to explain the FinTechs phenomenon. Examples of this are surveys of consultancies, publications of government agencies and works of dissemination from other agents, not subject to peer review, typical of academic publications. The concept is emerging, therefore, not only traditional databases are researched, but also “grey” literature works. This article develops a bibliometric study on the subject FinTechs. According to the bibliometric work of Wu (2017), the development of works related to the theme began in 2014 and the academic research on this theme is in the exploratory stage. Studies on current topics show additional difficulties to the researcher, as they involve new technologies, academic literature is still incipient, without wide dissemination in publications with the peer-review process, and competes with the non-academic literature, “grey.”įinTechs, financial technology companies, fall into this spectrum. Producing science requires a systematic and organized body of knowledge in some area of understanding using scientific methods ( Bhattacherjee, 2012). Thus, it is intended to contribute to filling a gap currently existing: the search and identification of theories of administration currently used to study this theme. This article aims at scientifically studying the subject FinTech and the theories of administration currently associated with it from a broad bibliometric survey in academic databases. The third factor is associated with the adoption of new technologies by consumers, especially the new generation of digital natives ( Basel Committee on Banking Supervision, 2018). The second factor was the decrease in consumer, business and government confidence in the large banking institutions after the 2008 financial crisis ( Arner et al., 2015 Larsson, Teigland, Shahryar, Moreno, & Bogusz, 2018) and the need to reduce the concentration of transactions in large banks thereafter. This technological progress has generated changes in financial products, services, production processes and organizational structures ( Frame, Wall, & White, 2018). These innovations have enabled the processing of higher volumes of information, increased storage capacity and automation of decisions in the financial sector ( He et al., 2017), traditionally characterized as the vanguard in the application of “information technology” (IT) innovations ( Arner, Barberis, & Buckley, 2015 Barras, 1990). The first was the emergence of new technologies such as big data, distributed ledger technology, cloud computing, artificial intelligence and machine learning ( Basel Committee on Banking Supervision, 2018 Gomber, Koch, & Siering, 2017 International Monetary Fund, 2019 Jagtiani & John, 2018). Three factors contributed to the emergence and growth of FinTechs.
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The different software and applications developed require study, not only for the use of new technologies to offer traditional services, but also for the competition and complementarity of these with the agents of the traditional financial system.
INMR VERSION 5 INSTALL FULL
The full terms of this licence may be seen at įinTechs are an example of technological innovations competing with the traditional system of service provision, in this case, the provision of financial services. Anyone may reproduce, distribute, translate and create derivative works of this article (for both commercial and non-commercial purposes), subject to full attribution to the original publication and authors. This article is published under the Creative Commons Attribution (CC BY 4.0) licence. Published in Innovation and Management Review. Copyright © 2020, Itamir Caciatori Junior and Ana Paula Mussi Szabo Cherobim.
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